u ain't seen nuth1n' y3t

I’ve been asked to sum up the “flow” of my SXSW talk, “Creating A Mobile Wallet Worth Having,” into a handful of bullets for those people who want to be able to share the logic, without having to explain Michael Jackson or any of the other stories…

I’ve attempted to do so below.  This is what was intended, but if you took something else away from the talk and slides, hit me back with some feedback, and let’s discuss!

1. Finance and Happiness are intimately related
2. A mobile wallet introduces a personal, networked, sensor-laden computational capability into this relationship
3. Humanity is disadvantaged when interacting with finance, because the mind is disadvantaged
4. We must build software differently: create raw capability to advantage humanity in finance, with mechanisms that impact our unconscious resources (agent logic)
5. Mathematical models of finance and behavior are the cornerstone to a system that can provide some of this new raw capability
6. A mobile wallet that leverages agent logic and financial modeling could become an active participant in helping to secure positive financial outcomes
7. Such a wallet would enable consumers and software to experiment with possible financial outcomes and create alternatives – “counterfactual testing”
8. If these alternatives and outcomes could be shared securely, in a shared financial object, users could learn from one another, increasing the likelihood of financial happiness